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How To Repair Your Credit                                                                                        
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Frustrated and looking for answers on "How to Fix Your Credit?"

Have you tried to buy a home or a car only to be turned away or told to wait a year and try again?

There are laws that protect “the consumer”  but those laws are hard to find and harder to interpret. Quick Credit Clean LLC will provide you with our knowledge and experience to make these laws work “for you” instead of “against you”.

A credit score is like a test that you were never given a class on. The average consumer has never experienced credit education so it's really unfair to be given a score without letting you know the criteria. Unfortunately, major companies are aware of this and more than happy to use this to their advantage.

What makes Quick Credit Clean LLC different?

Our system is a collaboration between the client and ourselves. Working together ensures a much greater result.

Every client's file is handled personally and "in-house" - this means no outsourcing or breakdowns in communication. Again, increasing effectiveness. 

Our process is completed within 45 to 180 days - NOT 18 months or more.

Our consultation/evaluation is always free - If we cannot help we would rather give you free advice and hope you'll send us a friend that does need our services.

Every client is given a "credit education" guide in an understandable format.

Can "accurate" information be removed?

Most consumers (and professionals) view credit daily without the correct information to interpret what is or isn't truly accurate; because of this the wrong call for accuracy is made every day. Once the accounts are viewed by someone that knows the ins and outs of the credit reporting system; we find that many of those harmful accounts are not accurate at all. Once these errors are removed you really get to see you actual credit potential come to life!

Every day someone tells us an account is accurate - every day we prove why it's not. Having the knowledge to determine the difference between accurate / inaccurate combined with the essentials for maximum scoring are the keys to huge score gains. They also make sure big companies can no longer bully you into paying too much interest.

                                                                                                 

**NEW** Check out our Do-It-Yourself tab for Instant Download Software!
All the same tools we use and an easy to follow step by step video!
 

 



What items can be removed from your file:

  • Bankruptcy
  • Bankruptcy Accounts
  • Charge offs
  • Collections 
  • forclosures
  • Garnishments
  • Judgments
  • Late payments
  • Liens
  • Medical
  • Settlement accounts
  • Repossessions



 

Do you want to "Fix my credit report" "clean up my credit report" We want to help, Quick Credit Clean in Maryland repairs credit fast and educates you so that you can keep it there. “Credit Repair How to Help Yourself” ”credit repair services” “Credit problems? No problem!” “We can remove bankruptcies, judgments, liens, and bad loans from your credit file forever!” “We can erase your bad credit 100% guaranteed.” “Create a new credit identity legally.” “fix my credit” “fix my bad credit” “Help with my bad credit” “DOES CREDIT REPAIR WORK” “attorneys at the nation’s consumer protection agency” “legitimate credit repair” “quick fix for credit” “You can improve your credit report legitimately” “personal debt repayment plan” “Recognizing a Credit Repair” “have poor credit histories” “clean up their credit report” “get a car loan” “home mortgage” “improved credit report” “No one can remove accurate negative information” “you’re left with the same credit report” “If you see a credit repair offer” here’s how to tell if the company behind it is up to no good: The company wants you to pay for credit repair services before they provide any services.Under the Credit Repair Organizations Act, credit repair companies cannot require you to pay until they have completed the services they have promised. The company doesn't tell you your rights and what you can do for yourself for free. The company recommends that you do not contact any of the three major national credit reporting companies directly. The company tells you they can get rid of most or all the negative credit information in your credit report, even if that information is accurate and current. The company suggests that you try to invent a “new” credit identity and then, a new credit report by applying for an Employer Identification Number to use instead of your Social Security number. The company advises you to dispute all the information in your credit report, regardless of its accuracy or timeliness. If you follow illegal advice and commit fraud, you may find yourself in legal hot water, too: It’s a federal crime to lie on a loan or credit application, to misrepresent your Social Security number, and to obtain an Employer Identification Number from the Internal Revenue Service under false pretenses. You could be charged and prosecuted for mail or wire fraud if you use the mail, telephone, or Internet to apply for credit and provide false information. Your Rights Regarding Credit Repair No one can legally remove accurate and timely negative information from a credit report. The law allows you to ask for an investigation of information in your file that you dispute as inaccurate or incomplete. There is no charge for this. Some people hire a company to investigate on their behalf, but anything a credit repair clinic can do legally, you can do for yourself at little or no cost. According to the Fair Credit Reporting Act (FCRA): You’re entitled to a free report if a company takes “adverse action” against you, like denying your application for credit, insurance, or employment. 



Low credit score = turned down / high rates.
High credit score = APPROVED / low rates.
 

Good Credit loan for $15,000:

  • Interest rate = 4.00% for 60 months
  • Monthly payment = $276.25
  • Total of Interest = $1,575.00

Bad Credit loan for $15000:

  • Interest rate = 24.00% for 60 months
  • Monthly payment = $431.52
  • Total of Interest = $10891.20
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